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Credit Cards Installment Payment Plan Terms & Conditions.

Installment Payment Plan is a service which allows our customers to convert credit card purchases using CIB Credit Cards into installments with zero interest based on the tenor agreed upon with Souq.com.

  • CIB credit cardholders enjoys the option to pay in interest-free installments up to 6 months.
  • The offer of interest-free installments over 6 months starts from 19 to 22 June 2021.
  • The service is provided through Souq.com website and application.
  • The credit cardholder has to click the zero interest installments box on the merchant website before processing the transaction.
  • The minimum transaction amount is 500 EGP.
  • The zero interest installments tenors are 6 months.
  • There are no maximum number of enrollments in Installment Payment Plan service as long as they are within the card’s credit limit.
  • The first installment is due on the next month of enrollment. Example: if the customer applied for Installment Payment Plan in March the first installment will be due in April.
  • The installment is posted as part of the amount due, which is the installment/s plus the minimum amount due out of total non-enrolled balance in Installment Payment Plan-if any.
  • The cardholder should abide with the monthly installments as if the principal amount of the Installment Plan is settled before maturity date, the service will be automatically cancelled.
  • This service will not be available if the card is over limit and/or delinquent and/or suspended cards, while active services might be automatically cancelled for the same reasons.
  • The transaction may not be eligible for installment based on the terms and conditions of CIB installment payment plan.
  • The refunded transactions do not cancel the enrolled transactions in the installment plan. The customer must contact the call center on 19666 to proceed with the cancellation process.
  • Apply now for a CIB card and enjoy the offers here